Rates comparisons
Loan Factory vs. Wells Fargo
Rates as of Sunday, December 10 2023 at 7:45 PM (Pacific Time)
| Wells Fargo | ||
|---|---|---|
| Rate | 6.25% (APR=6.262%) | 7% (APR=7.194%) |
| Points / Credits | $250 | $7,516 |
| Payment | $1,231 | $1,331 |
| Saving over 30 years | $43,266 | $0 |
(Assumptions: Purchase price: $267,000. Loan amount: $200,000. ZIP code: 77072, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)
Loan Factory vs. Chase
Rates as of Sunday, December 10 2023 at 7:45 PM (Pacific Time)
| Chase | ||
|---|---|---|
| Rate | 6.499% (APR=6.502%) | 6.99% (APR=7.082%) |
| Points / Credits | $84 | $2,853 |
| Payment | $1,896 | $1,994 |
| Saving over 30 years | $38,009 | $0 |
(Assumptions: Purchase price: $375,000. Loan amount: $300,000. ZIP code: 77072, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)
Loan Factory vs. Citibank
Rates as of Sunday, December 10 2023 at 7:45 PM (Pacific Time)
| Citibank | ||
|---|---|---|
| Rate | 6.25% (APR=6.262%) | 6.75% (APR=6.97%) |
| Points / Credits | $188 | $1,125 |
| Payment | $924 | $973 |
| Saving over 30 years | $18,577 | $0 |
(Assumptions: Purchase price: $200,000. Loan amount: $150,000. ZIP code: 90001, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)
Loan Factory vs. Bank of America
Rates as of Sunday, December 10 2023 at 7:45 PM (Pacific Time)
| Bank of America | ||
|---|---|---|
| Rate | 6.25% (APR=6.279%) | 7.125% (APR=7.425%) |
| Points / Credits | $614 | $1,726 |
| Payment | $1,231 | $1,347 |
| Saving over 30 years | $42,872 | $0 |
(Assumptions: Purchase price: $250,000. Loan amount: $200,000. ZIP code: 95464, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)
Loan Factory vs. Guaranteed Rate
Rates as of Sunday, December 10 2023 at 7:45 PM (Pacific Time)
| Guaranteed Rate | ||
|---|---|---|
| Rate | 6.499% (APR=6.511%) | 6.75% (APR=7.112%) |
| Points / Credits | $438 | $3,906 |
| Payment | $2,212 | $2,270 |
| Saving over 30 years | $24,348 | $0 |
(Assumptions: Purchase price: $437,500. Loan amount: $350,000. ZIP code: 60666, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)
Loan Factory vs. Better.com
Rates as of Sunday, December 10 2023 at 7:45 PM (Pacific Time)
| Better.com | ||
|---|---|---|
| Rate | 6.25% (APR=6.279%) | 6.5% (APR=6.689%) |
| Points / Credits | $491 | $3,200 |
| Payment | $985 | $1,011 |
| Saving over 30 years | $12,069 | $0 |
(Assumptions: Purchase price: $200,000. Loan amount: $160,000. ZIP code: 94123, Credit 760+. Single Family Residence. Primary Residence. 30-day lock)