Rates comparisons

Loan Factory vs. Wells Fargo

Rates as of Sunday, December 10 2023 at 7:45 PM (Pacific Time)

Wells Fargo
Rate 6.25% (APR=6.262%) 7% (APR=7.194%)
Points / Credits $250 $7,516
Payment $1,231 $1,331
Saving over 30 years $43,266 $0

(Assumptions: Purchase price: $267,000. Loan amount: $200,000. ZIP code: 77072, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)

Get your custom quote Generate comparison image

Loan Factory vs. Chase

Rates as of Sunday, December 10 2023 at 7:45 PM (Pacific Time)

Chase
Rate 6.499% (APR=6.502%) 6.99% (APR=7.082%)
Points / Credits $84 $2,853
Payment $1,896 $1,994
Saving over 30 years $38,009 $0

(Assumptions: Purchase price: $375,000. Loan amount: $300,000. ZIP code: 77072, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)

Get your custom quote Generate comparison image

Loan Factory vs. Citibank

Rates as of Sunday, December 10 2023 at 7:45 PM (Pacific Time)

Citibank
Rate 6.25% (APR=6.262%) 6.75% (APR=6.97%)
Points / Credits $188 $1,125
Payment $924 $973
Saving over 30 years $18,577 $0

(Assumptions: Purchase price: $200,000. Loan amount: $150,000. ZIP code: 90001, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)

Get your custom quote Generate comparison image

Loan Factory vs. Bank of America

Rates as of Sunday, December 10 2023 at 7:45 PM (Pacific Time)

Bank of America
Rate 6.25% (APR=6.279%) 7.125% (APR=7.425%)
Points / Credits $614 $1,726
Payment $1,231 $1,347
Saving over 30 years $42,872 $0

(Assumptions: Purchase price: $250,000. Loan amount: $200,000. ZIP code: 95464, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)

Get your custom quote Generate comparison image

Loan Factory vs. Guaranteed Rate

Rates as of Sunday, December 10 2023 at 7:45 PM (Pacific Time)

Guaranteed Rate
Rate 6.499% (APR=6.511%) 6.75% (APR=7.112%)
Points / Credits $438 $3,906
Payment $2,212 $2,270
Saving over 30 years $24,348 $0

(Assumptions: Purchase price: $437,500. Loan amount: $350,000. ZIP code: 60666, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)

Get your custom quote Generate comparison image

Loan Factory vs. Better.com

Rates as of Sunday, December 10 2023 at 7:45 PM (Pacific Time)

Better.com
Rate 6.25% (APR=6.279%) 6.5% (APR=6.689%)
Points / Credits $491 $3,200
Payment $985 $1,011
Saving over 30 years $12,069 $0

(Assumptions: Purchase price: $200,000. Loan amount: $160,000. ZIP code: 94123, Credit 760+. Single Family Residence. Primary Residence. 30-day lock)

Get your custom quote Generate comparison image

Powered by